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Rhode Island Home Loans

A Rhode Island home loan, usually called a mortgage, is the receipt of money by a borrower, who owns real estate, from a lender which charges interest for such RI home loan. The Rhode Island home loan instrument is recorded in the same County as the borrower's real estate and acts as a lien upon such real estate. Technically, a RI home loan is a transfer/assignment of the borrower's interest in the real estate to the lender until such time as the Rhode Island home loan is paid in full.

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